Bill Buddy Condition of Use

  1. 1. Acceptance of the Conditions:
    1. 1.1 You accept these Terms of Service and agree to abide by them by accessing or using the Bill Buddy application (hereafter, "the App").
    2. 1.2 Please don't use the App if you disagree with these terms.
  1. 2. Modifications to the Terms:
    1. 2.1. Without giving you any notice, we reserve the right to alter, amend, or rewrite these Terms of Service at any time.
    2. 2.2. You agree to the changes if you keep using the app after they are made.
  1. 3. Setting Up an Account:
    1. 3.1. To use some of the App's features, users might have to register for an account.
    2. 3.2. Users agree to tell us right away of any unauthorised access and are responsible for protecting the confidentiality of the information associated with their accounts.
  1. 4. User Behaviour:
    1. 4.1. Users consent to using the App in a way that complies with all relevant legal requirements.
    2. 4.2. It is expressly forbidden to use, modify, or distribute the App in any way without authorization.
  1. 5. Privacy:
    1. 5.1. The methods we utilise, gather, and distribute personal data are described in our privacy policy.
    2. 5.2. You agree to our privacy practices by using the App.
  1. 6. Paying Bills:
    1. 6.1. Bill Buddy may help consumers set up automated bill payments.
    2. 6.2. Users are in charge of making sure their accounts have enough money in them and that the billing information they provide is correct.
  1. 7. Ownership of Content:
    1. 7.1. The content that users enter into the app is still their own.
    2. 7.2. Bill Buddy may analyse and enhance the service using combined and anonymized data.
  1. 8. Copyright and trademarks:
    1. 8.1 We are the owners of all material, trademarks, logos, and other intellectual property connected to Bill Buddy.
    2. 8.2 Users undertake not to use, duplicate, or disseminate any content without obtaining our prior authorization in writing.
  1. 9. Liability Limitation:
    1. 9.1 There are no warranties and Bill Buddy is given "as is".
    2. 9.2 We disclaim all liability for any losses, whether direct, indirect, incidental, or consequential, that result from using the App.
  1. 10. Termination:
    1. 10.1. Without prior notice, we have the right to stop or suspend access to the App for any reason.
    2. 10.2 By following the instructions, users may cancel their accounts at any moment.
  1. 11. The Overarching Law:
    1. 11.1. The laws of Federal Government of Nigeria shall apply to the interpretation and enforcement of these Terms of Service.
    2. 11.2. The courts in [your jurisdiction] shall have exclusive jurisdiction over any disputes arising out of or connected to these agreements.
  1. 12. How to Get in Touch:
    1. 12.1. You can contact support@billbuddy.app with any questions regarding these terms of service.

Updated as of January 31st, 2024